Sunday, 20 April 2014

THIS WEEK: TURNING THE BITTER INTO SOMETHING SWEETER

LIFE is a reflection of your perception.

Last week I made a life changing decision to change my perception...
after working for a top 10 FTSE 100 company for 6 years and 7 months
(to be precise) , I - was - made - redundant.

One morning, I woke up and said "I will use my skills used for the past
6 years to establish my own company" Fearlessly, I moved quickly
to find a professional name and registered at the Companies House.
I put everything in place and have accepted my first client.

I turned down good job offers and decided to start my own company -
I mean a real company with the nuts and bolts, company account and
all of that stuff.

It feels beyond great , it's sooo sweet!  I am working for myself and
building on my skills...I love it already.

I just changed my perception of my life, took steps in the direction
where I wanted to be and my life immediately changed and reflected
my current perception of my life.

I want to share with you ...


Saturday, 15 February 2014

THIS WEEK: BEING FINANCIALLY RESPONSIBLE

Yes I'm my new bank manager! I have become strict and more in control
of my spending habits because I really want to see my hard earned cash
groowww!

I've needed a little encouragement so I have stuck a few notes around the
house to remind me how to maintain a sustainable flow of cash.

Here are 4 tips that I have taken on board.

1 Don't spend today's money, today's money is for the future

This means that I will save a pool of money which may be
the 'rainy day' funds. If I want or need something big, I will use
money that I have already saved up rather than current money
being 'today's money'. It's not a good idea to spend todays money
as you may not have any for something important tomorrow.

2 Not just one income

Have other sources of income it could be buying and selling a
popular product on line to getting rental income for your parking
space.

3 Take the budget challenge

Plan to budget for a specific period like a 6 months or a year
to help with your saving plan. Start with the grocery shopping
and stick to a list so you don't go off on a tangent.

  • Buy in the sale, always check whether you can buy an item
    cheaper elsewhere.
  • Buy what you need - if you're broke! Buy what you'll use if you
    can afford it.
4 PAY off bad debts

This is the obvious one that should be done ASAP . Debts should be
avoided like the plague. Our credit report will be crucial to getting
on in life. You've been warned! I've heard of people not being offered
jobs because they had bad credit status.  Some companies offer loans
and perks with employment but based on a good credit status.


Hope you found my tips helpful...may be print this off and stick
this on your fridge door.




Friday, 31 January 2014

THIS WEEK: BEING A LANDLORD



Being a landlord is like being a director, housing officer and
the estate agent in one. Here are some tips to make it easier.

You may decide not to hire a company to manage your rental
property. You may want to manage your property and ensure
that all the rental income go straight into your pocket.

MARKETING




Use the internet - it's your best friend when you need to
advertise and reach your potential tenants. Try Gumtree
and Room for travellers (roomsft), to help showcase your
property. Consider using clear pictures, detailed adjective
so instead of saying 'nice' say 'clean' and state key terms
and conditions such as cancellations policy and deal breaker
terms.

SET STANDARDS

Know the rental value and how much you want.
Know who you want to rent your property to, couples,
over 18 year olds, men only or families only.
Standards should really be stated upfront in a
lease agreement usually a shorthold agreement or
guardian agreement.

HAVE A BUDGET
It would be silly to do business without a budget.
You need to widen your profit margin by having a
great team to help with the repairs and electric and
gas problems. Also, buy inexpensive things if you
provide more than just a property;

Second hand shops - excellent for white goods,
tables and chairs.

Supermarket special deals - great for bed linen, pots
and cutlery.

Pound store - fantastic for those glasses, bowls, plates,
lamps, towels and even for your complimentary tea and
coffee.

VIEWINGS
Try to arrange a group viewing, this is helps to increase an
interest amongst perspective tenants. Also, try to accept
bookings when convenient for you - don't forget there may
be time wasters who don't stick to their viewing appointments.


Hope this helps! And remember you're the boss...
















Monday, 23 December 2013

THIS WEEK: GETTING PRESSIES

Hey my blog family

SHOPPING, SHOPPING PLUS SHOPPING! I've been
preparing gifts for a baby shower and rushing through
my Christmas shopping. IF you're doing your last
minute shop, I've shared some ideas below.

Baby showers gifts

Before being wrapped in pretty wrapping and a large bow.



 
 


Christmas shopping
 
Moving onto the Christmas shopping...taking advantage of the black Friday deals and special offers can help you to keep within a reasonable budget. However your pockets may be deeper and you may splash out!
 
High end gifts
 
Ipad or even a baby Ipad with potty dock and baby friendly
cases- yes that's right apple has very young... members .
 
 
 
Lux scarf by Masserano Paolo Cashmere, £495
Woven Fringed Cashmere Throw in Grey and Beige
 
 

A nice dinner for two at the Shard, London. £119
John Lewis

Buy Red Letter Days Shard and Tea for 2 Online at johnlewis.com


Customised shoes by a designer who will help you pick your one pair.
£1,000, giftlibrary.com 
 
 
 







Sunday, 8 September 2013

THIS WEEK: 10 WAYS TO NOT WASTE TIME OR YOUR LIFE

10 WAYS TO NOT WASTE TIME OR YOUR LIFE

These are core for individuals regardless of age or gender.
It's useful to think about ways to help us to not waste time and
think ahead.  Here is a list of 10 different ways to not waste
time or your life. Hope this helps.


1. Believe
Belief is the most powerful, positive life - changer in the universe.
Believe that you are a valued person with something to contribute
and even achieve and chances are you will!

2. Organise
Organising your time will help you to not waste time.
This involves an element of planning and thinking ahead. Perhaps
a no brainer.

3. Setting goals
Always set short and long term goals. This will help to  keep you
moving. Life is too short to be stagnant.

4. Don't just do it
Don't just do things that don't SERVE you, GROW you or make
you HAPPY.

5. Invest
Focus on investing in people like your loved ones rather than things.

6.  Know what matters
Knowing what you should value puts everything else into
perspective.

7.  Don't worry about the small stuff
It's not worth worrying about things that don't matter or have little
eternal impact on your life.

8. Explore, discover or create your life
Life is not simply given to us, it's put in our reach so it's up to us to
reach for it. If you want the 'good life' or something specific; you
have a brain and feet that can steer you in the direction of your
choice.

9. Correct your errors
Be mindful of repeating your errors, as a pattern of errors wastes
time and becomes habitual waste rather than productive in
your life.

10. Don't be indecisive
Try to map your thoughts and make decisions based on solid
reasoning without back peddling or 'blowing hot and cold'.






Monday, 26 August 2013

THIS WEEK: GETTING INTO THE CARNIVAL SPIRIT!

Hi, I'm back from my hiatus! Yes still working my socks off
as usual but not to worry; Nevertheless, I took some time out
to play hard too. I'd like to share my playtime with you.

Recently, the weather has been noticeably good so
it's only right to show how grateful I am by teaming
up with some great Summer hats...and boy do we make
a good TEAM!

Check out my hat of the month and take a peak at my some
of my hats below





 


NOT TING  BUT THE BEST AT
NOTTING HILL CARNIVAL
                         The largest carnival in Europe

Comfortable shoes...check!
Got the Summer look...check!
Matching Summer attitude...check!
And water bottle ...check!

Then I was good to goo. I parked in the nearest
shopping centre that was open being West 12 /original
Westfields for just £5 for 4-5 hours, which was a
bargain compared to the rip off parking rates in
Ladbrooke Grove.
                                       


The crowd looked thick and people were walking
toes to heels in their droves to towards where it was all
happening. You can check out some of us getting into
the carnival spirit below

Myself and co got swept away by the sea of keen
ravers and then it was a matter of err errmm
"Party Hard or Go Home" and I was not about
to go home!


 
 
 





Sunday, 28 July 2013

This Week - Making Progress

So you must have heard about the new royal bubz making a debut
on 23 July at 8lb 6oz - what a bruiser! (big baby) Compared to the
national average of 6lb.


I did my community deed by running a game stall "Roll a Penny" or ten penny
piece to be exact. It was fun, the weather was nice and there were no losers only
 winners, I handed out consolation  prizes (sweets) and the proceeds went to
charity.

 


I tried to do a mini flower patch in my front garden and it's making progress,
I am happy with results so far - my talents are endless. Here are the before
and after pictures.

Before


After - with help of some white and grey pebbles, herbs and cute flowers.